LIC: Get Guaranteed Rs 1 Crore by Investing in This LIC Scheme, Details Inside

LIC Jeevan Shiromani Plan: If you are planning for a safe investment then LIC has brought a better option for you. In this plan, you will get tremendous profit even for Rs 1 Crore. LIC prepares the policy keeping in mind all categories of people. LIC has launched a great policy, which can prove to be the safest savings scheme.



Guaranteed Amount of Rs 1 Crore

The benefit of LIC’s (Jeevan Shiromani Plan) is that it’s a non-linked plan.


You can get a guarantee of at least Rs 1 Crore of the sum assured in this.


LIC keeps on offering many such good policies to its customers to secure their lives.


What is a Complete Plan?

Jeevan Shiromani Plan of LIC was started on 19th December 2017.


This is a non-linked, limited premium payment money-back plan.


It’s a market-linked benefit scheme.


This scheme is specially made for the HNI (High Net Worth Individuals).


It provides cover for critical illness.


There are 3 optional riders available in it.


You Can Get Financial Support

Jeevan Shiromani plan provides financial support to the policyholder’s family in the form of death benefits during the policy term.


The facility of payment has been given during a fixed period in the event of the survival of policyholders.


Apart from this, a lump sum amount is also given on maturity.

Survival Benefit
The survival benefit i.e. a fixed payout is made on the survival of policyholders.

Here is the payment process:

14-year policy – 10th & 12th year 30-30-% of a sum assured.

16-year policy- 12th & 14th year 35-35% of a sum assured.

18-year policy- 14th & 16th year 40 of a sum assured – 40%

20-year policy- 16th & 18th year 45-45% of a sum assured.

How Much Loans You Can Get?

During the policy term, the customer can take a loan on the basis of a surrender value of the policy.

This loan will be available only on the terms & conditions of LIC.

The Policy loan will be available at the rate of interest to be decided from time to time.

Terms & Conditions

Minimum Sum Assured- Rs 1 Crore.

Maximum Sum Assured- No limit (Basic sum assured will be in multiples of 5 lakhs)

Policy Terms- 14, 16, 18 & 20 Years.

By what time a Premium to be Paid- 4 Years.

Minimum Age for Entry- 18 years 6-year policy. Maximum age for entry- 55 years for policies of 14 years. 51 years for 16-year policy. 48 years for 18 years policy. 45 years for 20-year policy.


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